How much does liver transplant cost ?
The cost of transplantation and follow-up varies across the United States. You must consider many potential costs—some directly related to your medical care and others that are unrelated to the surgery.
Direct medical care costs include pretransplant evaluation and testing; surgery and the postoperative hospital stay; subsequent hospital stays for complications; outpatient follow-up care and testing; antirejection, and other drugs; fees for the hepatologist, surgeon, and anesthesiologist; physical therapy and rehabilitation; and insurance deductibles and copayments.
Indirect costs include transportation to and from the transplant center, food and lodging for your family, child care, and lost wages for you and some family members. Few patients are able to pay for all costs of transplantation from a single income source.
list of countries where liver transplant is performed
liver transplant insurance coverage
Some insurance companies require a review of your evaluation results to determine whether you meet their criteria before they will agree to pay for a transplant. If you are a good candidate for a transplant, the transplant program works with you in obtaining insurance approval from your insurance company. Gaining insurance approval is ultimately the patient’s responsibility, however.
Although health insurance companies cover many of the direct costs, savings accounts and other private funds will likely be necessary to pay for other expenses. The transplant social worker and the financial coordinator may be able to suggest alternative sources of funding for those in need, such as charitable organizations, fundraisers, and advocacy groups.
Financial planning is an important part of the transplant process. Each transplant program includes a financial coordinator to help you understand the cost of transplantation, your insurance transplant benefits, and the overall financial process.
You need to know how much your insurance will pay not only for the transplant itself but also for medications after the transplant takes place. You may find it necessary to draw on savings accounts, investments, federal and private assistance options, and fundraising. The financial coordinator and a social worker can answer questions about insurance coverage and assist you in identifying financial resources available to you.
During your evaluation, you will meet with the social worker and the financial coordinator to discuss financial and social issues in detail.